Honestly, it all depends on how much you need and for how long. Each bank has its own nuances - somewhere the interest rates are lower, but they take longer to approve, and somewhere they give it quickly, but the overpayment is higher. I myself recently looked for a suitable option and realized that manually comparing everything is a pain. In the end, I came across
loans-online.ph/app/ - it is convenient to see which services are currently offering more or less loyal conditions